High Wire Screen
Products / Screen
High Wire ScreenFraud screening and dispute work on every checkout you run
Every payment is scored on device and behavior signals before it is authorized, including the checkouts you build yourself. When a dispute arrives anyway, the evidence is already gathered and the deadline is already tracked.
Scored before the authorization leaves.
Signals are collected on every checkout type, your rules run against them, and the payment takes one of four paths. The same rules apply on every processor you are boarded with, so behavior does not change when routing does.
What we look at
- Device fingerprintEvery session
- Behavior in sessionTyping, paste, speed
- Email and phone ageReputation
- Card and BIN historyAcross the network
- VelocityCard, device, address
- Geo and IPMismatch scoring
Screening runs before the authorization, so a blocked payment never reaches your chargeback ratio.
Including the checkouts you build yourself.
Most providers screen their own hosted page well and leave your API integration exposed. The risk SDK sends the same device and behavior signals from your own interface, so one set of rules covers everything you sell through.
| Checkout type | What runs on it |
|---|---|
| Hosted checkout | Full screening, 3D Secure, and device signals with nothing to build |
| Embedded components | The same rules, running inside your own page and your own styling |
| API checkout | Device and behavior signals through the risk SDKYour interface is screened the same as ours |
| Wallets and local methods | Scored per method, on the same rule set as cards |
| Subscriptions and rebills | Renewals scored separately from the first payment, so a good customer is not blocked at month four |
| Agentic checkout | Agent-initiated payments carry their own signals, limits, and mandate |
Disputes arrive with the evidence already attached.
Alerts are worked before they become chargebacks where the network allows it. Anything that gets through is assembled into a representment with the order, the delivery proof, and the screening record from the original payment.
Sample dispute queue
Losses down, approvals intact.
Screening runs ahead of the authorization, so blocked attempts never touch the chargeback ratio that decides whether you stay boarded.
3D Secure is applied where it raises approval and skipped where an exemption applies, instead of being switched on for everyone.
Every case carries its filing date. Evidence is assembled as the dispute arrives, not in the last few hours before the window closes.
The same rules run on hosted checkout, embedded components, and your own API integration, across every processor you use.
Chargeback and fraud ratios are tracked against the network program thresholds, with warning before you cross one rather than after.
New rules run in shadow mode against live traffic and backtest against your history, so you see what a change would have blocked before it blocks anything.
See what your rules would have blocked.
New rules backtest against your own history and run in shadow mode before they decline anything.